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Retirement Calculator

This calculator is a very simplistic assessment of your situation and should only be viewed as the first step to increasing your awareness of the level of savings you will need in order to plan for and enjoy the retirement lifestyle you desire.

The results can be used as a starting point for further discussion with your First National Investor Services representative. Whenever you're ready to take the next step, just give us a call, stop in, or use our online form to set up a meeting to discuss your options face-to-face.


  Current Age
  Retirement Age
  Length of Retirement
 
  Yearly Retirement Savings
  Current Savings
  Expected Yearly Return
  Social Security Income
 
 
  Yearly Living Expenses
  Annual Inflation Rate %
 

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First National Financial Services, Inc. All Rights Reserved.

This calculator is provided for illustration purposes only and is not intended to be representative of actual results. The determinations made by this calculator should not be construed as guarantees or projections. Moreover, the reasonableness of certain information may change over time because of changes in tax law, investment trends and your personal circumstances. The information contained here is based on current law and has been obtained from sources believed to be reliable, but we do not guarantee its accuracy. Investment results can vary considerably depending on the type of securities involved, general market conditions and other factors. It is important that you periodically review and update your plans. Tax aspects should be discussed with a qualified tax professional.

This calculator assumes the following:
> 65 year inflation rate = 3.2%

During the first year of retirement the following are assumed:
> Investment = Savings - first-year expenses
> Investments do not change at retirement
> Social Security benefits are reduced if you retire before 67

Note: This site is published for residents of the United States only. Raymond James' Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Securities offered though Raymond James Financial Services, Inc. Member FINRA/SIPC, an independent broker/deal and are:

  • Not Deposits
  • Not insured by FDIC or any other governmental agency
  • Not guaranteed by the financial institution
  • Subject to risk, may lose value

First National & First National Investor Services are independent of Raymond James.