Regular and IRA Certificates of Deposit
Rates are current and APY is accurate as of April 30th, 2013
| Term |
Minimum Balance |
Interest Rate |
APY |
| 91 Days* |
$500 |
0.05% |
0.05% |
| $2,500 |
0.05% |
0.05% |
| $10,000 |
0.10% |
0.10% |
| 182 Days* |
$500 |
0.05% |
0.05% |
| $2,500 |
0.10% |
0.10% |
| $10,000 |
0.15% |
0.15% |
| 1 Year** |
$500 |
0.15% |
0.15% |
| $2,500 |
0.20% |
0.20% |
| $10,000 |
0.25% |
0.25% |
| 18 months** |
$500 |
0.15% |
0.15% |
| $2,500 |
0.25% |
0.25% |
| $10,000 |
0.30% |
0.30% |
| 2 Years** |
$500 |
0.40% |
0.40% |
| $2,500 |
0.45% |
0.45% |
| $10,000 |
0.50% |
0.50% |
| 3 Years*** |
$500 |
0.65% |
0.65% |
| $2,500 |
0.70% |
0.70% |
| $10,000 |
0.75% |
0.75% |
| 4 Years*** |
$500 |
0.70% |
0.70% |
| $2,500 |
0.80% |
0.80% |
| $10,000 |
0.90% |
0.90% |
Note: "APY" is the abbreviation for Annual Percentage Yield.
|
* |
Early withdrawal penalty may be the loss of 1 month's interest |
|
** |
Early withdrawal penalty may be the loss of 3 month's interest |
|
*** |
Early withdrawal penalty may be the loss of 6 month's interest |
- Each Depositor insured to at least $250,000
|