A Certificate of Deposit (CD) is a time-based savings vehicle. It enables you to earn a higher rate of interest than a regular savings account without assuming any additional risk. The basics:

• You decide how much to save for how long.
• You'll typically receive a larger interest rate on CDs with higher balances and longer terms.
• Terms are flexible, from 3 months up to four years.
• Minimum balances as low as $500.

Retirement Certificates of Deposit function the same way, but are intended to be used exclusively for retirement savings. For more information, check out our current deposit rates.

Start the application process online. Provide us with the basics and we'll take care of the paperwork for you and contact you to arrange funding for your account.